Ideas and Answers

Caregiver Stress can be tough and it’s important to be aware of caregiver burnout. As a caregiver, you must take care of your own physical and mental health in order to provide quality care. 
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There’s no doubt about it. Filing for Social Security can be daunting. There are several factors to consider:

• What age is best to file? Are there benefits to waiting until after full retirement age? 70?
• Should you claim on your spouse’s record first? Can you still do that after the most recent budget bill changed the guidelines?
• How can you maximize your overall benefits?

Whether you're in your 20s or your 50s, there are steps you can take to help ensure a comfortable, secure retirement.
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As the saying goes, “Life is short, eat dessert first” but when it comes to planning for retirement, viewing your life from the end and planning along the way, taking small steps over the course of years and decades means you’ll likely be fully prepared in the long run.  Over the years, I’ve seen a wide range of people from those totally prepared to those who’ve not even begun to think about their plan until it’s WAY too late.  Successful retirees will tell you that to reach your goal you have to start as soon as possible – regardless of your age. Whether you are in your 20s or your 50s, there’s something you can be doing to help you go the distance toward a comfortable, secure retirement.

Many homeowners and several of our clients over the years have raised the question on paying down debt with extra cash or other liquid investments.   It really all depends on a few key questions.