Imagine trying to hold 20 plus ping pong balls under water in a bath tub with just your two hands. Whether you’re a successful small business entrepreneur, corporate executive or medical professional, there are endless responsibilities to juggle. There is only so much brain band-width capacity to maintain and monitor those multiple duties. A few of these include financial record keeping, insurance issues, estate plans, portfolio management, business and personal cash flow, retirement planning, health care, home maintenance, family issues, the list goes on and on. The danger is the lack of time or a “ceiling of complexity” preventing you from managing all the details of your family’s financial affairs. The possible reasons people haven’t organized their affairs are many: Avoidance, procrastination, ambivalence, or they think they can just figure it all out on their own or will get around to it someday.