Fleishel Financial News
A lot of things have drastically changed recently, and the anxiety gripping the markets has caused significant declines. It’s a scary time for any investor, even those that are most concerned with their long-term returns.
A lot of homeowners assume that their homes are going to continue to increase in value and that, eventually, this will compensate for a lack of retirement savings. There is a substantial retirement saving crisis in the United States, and a lot of people are banking on their homes to get them out of it. Even if appreciation continues, using your home as your only retirement savings is risky and something experts recommend against.
When it comes to saving for retirement, self-employment presents different challenges. Salaried employees should save for retirement no matter what, but those who own a business have to decide what will deliver the biggest financial benefit. Sometimes, saving for retirement is more lucrative; other times, it’s better to reinvest in the business.
Fleishel Financial Associates is an Independent Registered Investment Advisor.
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