Fleishel Financial News
Americans are living longer, and that means a higher chance of requiring long term care. Long-term care insurance can help you plan for the unexpected and protect your financial legacy.
In the last few years, passive investment strategies have become much more popular, as evidenced by the massive inflows into more index style vs. active strategies by professional managers. This appears to be based mostly on a flawed reasoning that cheaper is always better, especially with the push for lower fees by the Department of Labor and recent underperformance of active management vs. major benchmarks. There are several issues worth considering before we take this idea hook, line and sinker. First, consider the risk of lack of management oversight from owning a static list of equities from any index like the S&P 500 when in the current market, “yield chasers” are herding like cattle into overvalued high dividend stocks that otherwise could be avoided by risk- focused managers who would prudently steer clear of such securities. The index is an unresponsive, indifferent list of securities that some committee determined should be included, with no regard for current market conditions, attractiveness of the company itself, pricing or other factors.
Fleishel Financial Associates is an Independent Registered Investment Advisor.
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. and Fleishel Financial Associates, Inc. Fleishel Financial Associates, Inc. is not a registered broker/dealer and is independent of Raymond James Financial Services. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.